This website is provided as a service of Financial Perspectives, Inc (“FPI”). By accessing “FPI”’s website, you agree to the following terms and conditions:
Financial Perspectives, Inc a San Ramon-based Registered Investment Advisor with the State of California. “FPI” has clients in several states other than California, and follows the individual notice filing requirements for each of those states. As required, we file the New Form ADV Part II and applicable supplements.
Nothing on the “FPI” website should be construed as a solicitation, or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. “FPI” does not render or offer to render personalized investment advice, retirement or financial planning advice through the “FPI” website. “FPI”’s specific advice is given only within the context of our contractual agreements with clients. The “FPI” website is limited to the dissemination of general information about “FPI”’s service offerings, and provides an alternative method for prospective clients to learn more about “FPI”, and contact “FPI”. Advice may only be rendered after the delivery of Form ADV-Part II and the execution of an investment advisory and/or financial planning agreement by the client and the adviser.
IRS CIRCULAR 230
The information contained herein does not constitute investment, financial, tax, or legal advice. Further, this information is general in nature and is not intended to be reflective of any specific plan. Please contact your personal investment, financial, tax, or legal adviser regarding your specific needs and situation. In compliance with IRS Circular 230, we inform you that any U.S. federal tax advice contained herein is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing, or recommending to another party any transaction or matter that is contained in this document.
While “FPI” uses reasonable efforts to obtain information from sources which it believes to be reliable, “FPI” makes no representation that the information or opinions contained on the “FPI” website are accurate, reliable, or complete. The information and opinions contained in the “FPI” website are provided by “FPI” for personal use and informational purposes only and are subject to change without notice. Nothing contained on the “FPI” website constitutes investment, financial, legal, tax, or other advice nor is to be relied on in making an investment or other decision. “FPI”’s specific advice is given only within the context of our contractual agreements with clients.
“FPI” maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its client’s nonpublic personal information (“information”). Through this policy and its underlying procedures, “FPI” attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.
It is the policy of “FPI” to restrict access to all current and former clients’ information to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. “FPI” may disclose client information if “FPI” is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with “FPI”, including, but not limited to the client’s other professional advisors and/or service providers; (2) required to do so by judicial or regulator process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.
Some of the material in “FPI’s” secure website, is password-protected and access to these areas is restricted to authorized users only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.
DOWNLOADED MATERIAL FROM WEBSITE
You may download or print out a hard copy of individual pages and/or sections of the “FPI” website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the “FPI” website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the “FPI” website without the prior written permission of “FPI”.