The Long View

Did you know that a non-smoking 65-year-old woman today has a 50% chance of living until 88? A non-smoking 65-year-old man has a 50% chance of living until 85? That’s how life expectancy works – the longer you live, the more likely you will live longer….

Not for Lack of Confidence

The Transamerica Center for Retirement Studies recently released its 18th Annual Retirement Survey. This year’s survey offers a multi-year trend analysis on approximately 60 indicators of retirement readiness….

#1 Reason for Tapping Retirement Savings Early

Most people know it's not the wisest idea to borrow or withdraw money from your retirement fund before you retire. And yet 29% of Americans have taken out a 401(k) loan, according to a study from TIAA-CREF Financial Services, and of those who have borrowed from their 401(k), nearly half have taken out two or more loans….