Retirement Planning - Retirement Income PLUS^sm

Recent dramatic drops in accounts have frightened millions of investors. Losing as much as half of their assets leaves their portfolios in a shamble and retirement in question. As a result more and more people are looking to garner more safety and stability right now and for protection in avoiding such losses in the future. More importantly, without the ability to stem their losses retirees are also worried they will not be able to generate enough income to last through their lifetime. As such they struggle to find the right balance between the need for growth to stave off the destructive effects of inflation and the safety of knowing their funds are secure. We have developed a proprietary, software enhanced investment system, Retirement Income PLUS^sm, which has built-in features that allay concerns most pressing on a retiree’s mind:

Safety and Stability: In order to generate guaranteed lifetime income, a portion of your portfolio will be invested in CDs and US treasuries. By holding these assets to term NO LOSS OF PRINCIPAL will occur.

Lifetime Income: Additional income will be provided by a fixed income portfolio comprised of high-quality corporate and government-backed bonds.

Built-in Inflation Hedge: A portion of your portfolio will be invested in a diversified holding of stocks to stave off the negative effects of inflation.

Investment loss cap: Utilizing our ground-breaking Loss Stop option, future potential portfolio losses are capped to ensure recent dramatic asset declines are not repeated. Loss stop is an exclusive feature only available to Financial Perspectives clients.

Cash Management: Through our worry-free cash management program, we make all decisions to ensure you receive your retirement paycheck when required.

Liquidity: Retirement Income PLUS^sm is comprised of highly liquid assets so that in the event of an emergency you have easy access to your money at any time with no restrictions or penalties.

Furthermore Retirement Income PLUS^smis not a cookie-cutter, one-size fits all “product” that is sold; rather it is a customized solution unique to each client. From implementation, we take the time to learn about your specific situation and match your risk tolerance and income requirements. We then tailor a solution to fit your needs and match your risk, while also ensuring your money lasts through your lifetime. Retirement Income PLUS^sm even goes one step further to maximize the assets available for use in retirement by limiting losses through our Loss Stop option, something no one else in the industry is offering. All of these features combined form the best solution for providing protection against market upheavals and managing your retirement successfully

For more information on how the Retirement Income PLUS^sm solution can work for you or if you would like more information via our brochure emailed to you, please contact us at info@financialperspectives.biz.