Terms and Conditions

NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW.

The information at this Site has been provided by Financial Perspectives for general information purposes. It does not constitute legal, accounting, tax or other professional advice or services. The information and materials contained in these pages - and the terms, conditions, and descriptions that appear - are subject to change. Not all services are available in all geographic areas. Your eligibility for particular services is subject to final determination and acceptance by Financial Perspectives. Financial Perspectives, the names of their respective products and services, and all page headers, footers, and icons are trademarks or registered trademarks of Financial Perspectives. All other product names mentioned on this site may be trademarks or registered trademarks of their respective owners and are mentioned for identification purposes only.

NO WARRANTY
The information and materials contained in this site - including text, graphics, links or other items - are provided "as is," "as available." Financial Perspectives does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

LIMITATION OF LIABILITY
In no event will Financial Perspectives be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line, or system failure, even if Financial Perspectives, or representatives thereof, are advised of the possibility of such damages, losses, or expenses.

LINKS TO OTHER SITES
This website may contain links to third party sites. These links are provided for convenience purposes and are not under the control of Financial Perspectives. If you choose to link to such third party web sites, Financial Perspectives makes no warranties, either expressed or implied, concerning the content of such sites, including the operations, programming and conduct of transactions over such sites. Financial Perspectives does not warrant that such sites or content are free from any claims of copyright or other infringement or that such sites or content are devoid of viruses. Financial Perspectives disclaims all liability of any kind whatsoever arising out of your use of, or inability to use such third party web sites, the use of your information by such third parties, and the security of information you provide to such third parties.

GOVERNING LAW
The user's access to and use of the financialperspectives.biz website, and these terms and conditions are governed by the laws of the State of California.