People have a hard time forecasting the future about themselves. By that I mean we aren’t very good at predicting our future states of mind. The problem is that we often have to make decisions today that hinge on our ability to correctly forecast our future feelings….
When it comes to retirement saving, a 401(k) is often considered the gold standard. It certainly makes saving easier. But a third of private sector employees don't have access to a workplace retirement plan. Plus, about 15 million Americans are self-employed. The good news is that there are other accounts you can open yourself that offer similar benefits….
We’re heading into graduation season, which means there are a lot of 22-year-olds out there who are probably walking around completely freaked out about their personal finances now that they have to live in the “real world.”…
Now that the tax deadline is behind us and your return is nice and filed away (unless you filed an extension, in which case you have a little less than 6 months until your October deadline), you may be thinking you're done with taxes for the near term. Not so fast. There are actually a number of moves you can make over the next eight months to slash your 2018 tax bill….