Financial Perspectives

the best of both worlds

Successful long-term investing is not only about reaching for the greatest returns, but instead balancing two seemingly opposite investment goals – growing and protecting your wealth. We accomplish this by utilizing what is likely the most popular and profitable long-term investment strategy, and we apply it across all markets around the globe. We fully understand our goal is to grow your wealth. Knowing there is always a bull market somewhere drives our disciplined process and helps to acheive those two diametric goals.

At the same time, we recognize that substantial losses like those experienced during the 2000 and 2008 major corrections may be impossible to overcome and should be avoided at all costs. Consequently, protection from this is built into our investment strategy, which delivers the best of both worlds. Whether you are just starting out and pushing the investment risk envelope, or desperately searching for a secure way to fund your retirement and protect your wealth, our investment approach remains the same. This is because regardless of your age, investment horizon or risk tolerance, over the long term you win more by losing less.

As one of San Francisco Bay Area's top independent, fee-only financial advisors, Financial Perspectives' investment advisors are not only fiduciaries putting your interests first, but also experts in the markets. Armed with a combination of 3+ decades of investment experience, education, and a surplus of degrees and credentials in combination with extensive historical market knowledge provides our clients an unequaled investment management advantage. We pride ourselves in being one of only 1900 people worldwide who hold the prestigious CMT credential, true market experts. Unlike many in our business, we are neither naive nor pollyannaish in our views of the world; we fully understand the effects that Wall Street, governments and those that control and influence the markets can have on investments and manage your wealth accordingly.

If you would like to learn more about our unique independent, fee-only investment management services and how they fit into your holistic financial planning goals or just a simple no-obligation, free portfolio review please give us a call or drop us an email. Or better yet, we'd love to personally meet with you in our centrally located East Bay Area office in San Ramon, CA.