A Lot Has Changed in 50 Years

Retirement was not always complicated. Between World War II and the 1980s, retirement was a benefit given for a lifetime of service…. However, with rising health care costs, a phasing-out of pensions, longer lives, and a less-than-certain future for Social Security, retirement planning has become more of a hit-or-miss proposition….

Tax Planning for Retirement

Like the weather, the financial future is often difficult to predict. That’s one reason it’s so valuable to diversify your portfolio. By holding a mix of assets, you’re better positioned to ride out a rough patch for any one investment. But diversification isn’t just for your investment portfolio. It’s also possible to diversify your tax exposure…..

Doubled Up

Just as single-income families began to vanish in the last century, many of America’s elderly are now forgoing retirement for the same reason: They don’t have enough money. Rickety social safety nets, inadequate retirement savings plans and sky-high health-care costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired….