As you explore how much money you might really need in retirement, remember that the amount you decide to save and invest on your own is only one component of your future retirement income....
(Mental) Time is Money
Lump Sum vs. Monthly Pension Payments
High Anxiety
The struggle to save for retirement — and the anxiety caused by feeling behind — is a high financial concern reported by Americans in 2016. Three-quarters (76%) of Americans said they experienced at least some financial worries last year, with health care expenses, lack of an emergency fund and credit card debt also topping the list....