Benjamin Franklin is often credited with one of my favorite (and most appropriate, considering) adages, “If you fail to plan, you are planning to fail.” As the year is still relatively new, and the stress of getting your taxes filed winds down, it’s not a bad time to be reminded of this fact....
Traditional or Roth – Which is Better?
How Do You Define “Ready to Retire”?
Some food for thought from the latest Fidelity Investments retirement research survey. The latest report summarizes their findings when asking people to assess their own retirement readiness. What may surprise you is that for many a readiness to retire has less to do with having enough money to do so....
Retirement Preparedness Starts with Understanding Income Replacement Needs
The Government Accountability Office (GAO) recently released its latest report on the state of the country’s retirement security. The Office was tasked to review what consumption looks like in retirement and how replacement rates are defined, calculated, and used to assess retirement preparedness....