Where Half Your Budget Goes In Retirement

A report from the Bureau of Labor Statistics indicates that retirees in the 75-above bracket incur an average of $36,673 in expenses annually. More than half of this amount goes to housing ($13,375) and health care ($5,708), the report says....

Want to Stay in your Home Throughout Retirement? Plan for In-Home Care Costs

The vast majority of Americans want to remain in their homes throughout retirement, but a new study finds that 8 in 10 drastically underestimate the cost of getting the in-home help that many will need to make it possible....

Remember inflation?

It's been a while since inflation was a big part of American life. It has been so low recently that Social Security payments were not increased in 3 of the last 6 years, and the Federal Reserve has even raised the possibility of negative interest rates.

Yet inflation has not disappeared, and for retirees, even low inflation can have an outsized effect on their finances...

For Married Couples, There’s Still Some Strategy to Claiming Social Security

The end of April marked the end of two key strategies used by married couples to maximize Social Security benefits. For those born after April 30, 1950 (File-and-Suspend grandfather status) or January 2, 1954 (Restricted Application grandfather status), the options for making the most of your combined benefits have become fewer. In spite of this, married couples could still benefit from thinking strategically when it comes to claiming benefits....