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Financial Perspectives

Home
About Us
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Investment Management
Financial Planning
--Retirement Planning
--Women and Finances
Perspectives
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Retirement Corner
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RETIREMENT CORNER

melanie
May 9, 2017
Retirement

Work to Live

melanie
May 9, 2017
Retirement

As you explore how much money you might really need in retirement, remember that the amount you decide to save and invest on your own is only one component of your future retirement income....

Source: https://www.merrilledge.com/article/how-much-do-you-really-need-to-save-for-retirement

Tagged: Retirement Income, Social Security, Retirement Savings

melanie
May 4, 2017
Financial Planning, Retirement

(Mental) Time is Money

melanie
May 4, 2017
Financial Planning, Retirement

Sharing the following from a Morningstar report. It’s a fascinating insight on how our perspective on time horizon directly motivates our savings rates. It may come as no surprise that the longer your mental time horizon when it comes to your finances, the more you’re likely to have saved....

Tagged: Retirement Savings, Behavioral Finance

melanie
May 2, 2017
Retirement

Lump Sum vs. Monthly Pension Payments

melanie
May 2, 2017
Retirement

Faced with mounting pension costs and greater volatility, companies are increasingly offering their current and former employees a critical choice: Take a lump-sum payment now or hold on to their pension plan....

Source: https://www.fidelity.com/viewpoints/retirement/lump-sum-or-monthly-pension

Tagged: Defined Benefit Plan, Pension Plan, Lump Sum Payment, Retirement Income

melanie
April 27, 2017
Retirement

High Anxiety

melanie
April 27, 2017
Retirement

The struggle to save for retirement — and the anxiety caused by feeling behind — is a high financial concern reported by Americans in 2016. Three-quarters (76%) of Americans said they experienced at least some financial worries last year, with health care expenses, lack of an emergency fund and credit card debt also topping the list....

Tagged: Retirement Savings, Retirement Planning

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Financial Perspectives, Inc. (“FPI”) is a state registered investment adviser located in the State of California. FPI and its representatives are in compliance with the current registration requirements imposed upon state registered investment advisers by those states in which FPI maintains clients. FPI may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. All information on this website (“Blog”) is the sole intellectual property of FPI.
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