Tax Planning for Retirement

Like the weather, the financial future is often difficult to predict. That’s one reason it’s so valuable to diversify your portfolio. By holding a mix of assets, you’re better positioned to ride out a rough patch for any one investment. But diversification isn’t just for your investment portfolio. It’s also possible to diversify your tax exposure…..

Doubled Up

Just as single-income families began to vanish in the last century, many of America’s elderly are now forgoing retirement for the same reason: They don’t have enough money. Rickety social safety nets, inadequate retirement savings plans and sky-high health-care costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired….

What is a Revocable Living Trust?

A revocable trust can be a great tool for estate planning, as it offers people many advantages. For example, it allows you to skip the probate court process, avoid conservatorship, gain greater flexibility and ensure privacy. However, this type of trust does not offer any tax benefits, and if you fail to properly fund the trust, it may become a useless document….