Planning as a Singleton

At some point in your life, you may find yourself living alone. It could be in your apartment when you get your first job after college. It could be after a divorce in midlife or in old age after the death of a spouse. Regardless of your age or relationship status, living alone carries unique financial circumstances....

The Retirement Smile

According to a recent article in the Journal of Financial Planning, which looked at spending patterns of retiree households, the publication found that over a twenty-five year period from ages 60 to 85, the actual annual changes in retirement spending trace a “retirement smile.”...